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The basis on which you are entitled to access the INVgr Web site ("INVgr") is set out below. These terms may be changed from time to time. Your access to the site will be deemed to constitute acceptance of these terms.

This Web site and the articles on it are for general guidance only and we cannot assume legal liability for any errors or omissions it might contain. The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not necessarily a guide to future performance. The difference between the buy price and the sell price for smaller company shares can be significant. Before investing, readers should seek professional advice from a Financial Services Authority authorised Stockbroker or Financial Adviser. Profits from dealing in shares may be liable to tax -- the level of tax and basis of relief from tax are subject to change. Changes in the rates of exchange may have an adverse effect on the value or price of an investment in sterling terms if it is denominated in a foreign currency.

The information contained in INVgr is not intended for distribution to anyone in any jurisdiction where such distribution is not authorised or to any person to whom it is unlawful to make such distribution.

It is the responsibility of any person who uses and/or reads the information published on INVgr to satisfy themselves that it is permissible for them to receive this information. This Web site is produced and maintained by INV International Limited ("INV International") in the United Kingdom, the owners and operators of INVgr, and we accept no responsibility for the decisions made by the readers/visitors/users of INVgr.

All material found on INVgr is copyright © INV International and associated content providers. No material may be reproduced or reused without explicit permission from INV International.

INV International does not represent that the information contained in INVgr is accurate, comprehensive, verified or complete, and shall have no liability for the accuracy of the information contained in this Web site or for delays or omissions therein or for any reliance placed by any person on the information.

Links to other Internet sites should not be construed as an endorsement of the views contained therein:
INV International does not make any representations or warranties, express or implied, about the information provided through this Web site, including any hypertext links or any other items used either directly or indirectly from INVgr. INV International does not accept any responsibility for enabling the readers/visitors/users of INVgr to link to another site in the World Wide Web or for any other site.

Proprietary rights:
The readers/visitors/users/subscribers of INVgr acknowledge and agree that all proprietary rights in the information received shall remain the property of INV International. Reproduction, redistribution and transmission of any information contained in -- or on -- INVgr is strictly prohibited.

Username and password:
Each subscriber of INVgr who has registered and paid for INVgr's premium-content service is entitled to receive and use one unique username and password, which may not be used by or transferred to any other individual, company or user.

Liability and responsibility:
INV International shall not be liable for any claims or losses of any nature, arising indirectly or directly from use of the information on INVgr.

The readers/visitors/users/subscribers of INVgr must be satisfied that he or she may lawfully access INVgr, read the pages and/or act upon the material contained in the pages. However, INV International accepts no responsibility for unauthorised access or actions of the reader in respect of these matters.

Refund policy:
Refunds will be given at the discretion of the company management. Any cancellation notification should be sent via E-mail to: info@invgr.com.

Non-publishing dates:
INV International does not operate on bank holidays, during Orthodox Easter, Christmas and on such days as May 1 (Labour Day), March 25 (National Holiday), Ash Monday, Epiphany, New Year's Day, Whit Monday, Assumption Day (August 15) and "Ochi" Day (October 25). INVgr's subscribers shall be informed by E-mail about any other possible non-publishing dates as a result of national strikes, earthquakes, natural disasters, technical/server problems, war and/or reasons beyond INV International's control.

In consideration of being permitted access to INVgr, the user of INVgr hereby acknowledges to have read the registration agreement, understood it and agreed to be bound by its terms and conditions. Subsequent use of any user name and password shall be deemed to constitute full acceptance by the readers/visitors/users of INVgr of these terms and conditions.

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